Fintech & Financial Services
Enter one of the world's most regulated markets with confidence. We guide you through licensing, compliance frameworks, and the banking partnerships that make U.S. financial services work.
In U.S. financial services, regulation is the product roadmap
The U.S. doesn't have one financial regulator – it has dozens, at both the federal and state level. Getting the structure and partnerships right early determines whether you can operate at all. We help you understand which rules apply to your model and sequence your entry so compliance accelerates growth instead of blocking it.
Where we help
Federal vs. state licensing
Map which federal and state licenses your specific model requires, and in what order to pursue them.
FinCEN registration & compliance
Understand money services business obligations, AML/KYC programs, and reporting requirements.
Money transmitter licenses
Plan for the state-by-state money transmitter landscape, one of the biggest hurdles for payments and wallet businesses.
Banking partnerships & BaaS
Identify and win the sponsor banks and Banking-as-a-Service providers your product depends on.
SEC / FINRA considerations
Navigate securities and broker-dealer questions when your product touches investing or capital markets.
Consumer financial protection
Meet CFPB-era expectations for fair, transparent treatment of U.S. consumers.
Ready to launch in U.S. financial services?
Let's map the licensing and partnership path that fits your model.
Get in Touch